Rapida Ltd is a non-bank credit institution. The limited liability company began its activity in the payment systems market in 2001. The competent work of the management allowed the company to take one of the leading positions in the Russian market, and at the beginning of 2015 the organization became a member of the QIWI group. In the list of operators that carry out instant payments, registered by the Central Bank of the Russian Federation, the Rapida system carries out operator activities of the PS "Contact".

 

License from the Central Bank of the Russian Federation

The main vector of the organization is to provide financial market participants of all levels of services in the form of retail settlements. The main security grant for users of the system is license No. 3371-K, on the basis of which NPO Rapida carries out its activities. A permit document providing for the conduct of banking operations was issued by the Central Bank of the Russian Federation on May 8, 2013.

 

Innovative technologies

A feature of the payment system is the use of innovative developments in making payments. The ability to perform instant money transfers via secure communication channels is due to the direct interaction of the lines of the recipients billing software packages with the information technology center of the Rapida company.

 

Customer service and partners

According to information provided in 2016, the Rapida payment system offers customers over 100 thousand branches and self-service points throughout the Russian Federation, providing instant payments. Acceptance of payments is also possible in mobile phone shops and cash desks of shopping centers. In addition, the Rapida-online service allows you to make money transfers by phone.

The list of partners of the company includes large trade associations, powerful players in the mobile communications and non-mobile telephony market, providers, and utilities.

 

Payment system services

Transfers between clients of the system are carried out subject to a high level of service and minimum commissions. A wide network of branches, as well as large financial partners with whom the Rapida system cooperates, allows you to perform transfers at the international level. The organization works in tandem with companies such as UNISTREAM and Anelik. Funds can be sent from the cash desks of retail chains in large cities.

The commission for transfers in Russia does not exceed 1.6%, in post-Soviet countries - up to 2%. Transfers in the amount of up to 15 thousand rubles do not require the presentation of an identity document of the sender. All cash desks of retail chains accept the maximum payment for a transfer in the amount of up to 150 thousand rubles. An exception is the Eldorado ticket office, where the limit has been increased to half a million rubles.

The transfer is traditional: you must specify the region and contact details of the recipient. The operator of the PS Rapida generates a template, which is saved in the systems memory and during subsequent calls from the client he will only need to name the number. The number of transfers is unlimited. All money transfers through the system are unaddressed. The money arrives to the recipient within a minute.

 

Virtual product from the Rapida system

The service offers the use of prepaid MasterCard and VISA cards, which allow making payments in the global network. The virtual carrier of payment information has no physical form, but reliably protects the users funds from the actions of intruders on the Internet. As part of the partnership program, the bank that issues the card is Russian Standard Bank.

Billing information is provided to the customer in the form of a digital check and a phone message sent by the financial institution. The card is issued for a period of 90 to 120 days, has all the requisites for payment and is a guarantor of security. Only rubles can be used as a currency on a banking product. The maximum limit is 15 thousand rubles.

Why is a virtual card necessary nowadays?

Since the Rapida payment system monitors all changes in the payment services market, given the number of fraudulent activities, the number of which has increased significantly recently, the virtual card has become a must-have tool when paying for goods online. Among the advantages of using the card, the following should be noted:

the clients ability to independently set the amount of funds;
use of an unlimited number of virtual cards;
reliability and security of every payment.
The user can create several cards, each of which will be designed to pay for certain services. For example, such a card with a set limit can be used by a teenager when paying for games on the network.

 

Wallets

A special service designed for storing funds, presented in the form of an electronic wallet, is an indispensable attribute of a modern person. With the help of the wallet that the Rapida system offers, you can pay for various services, ranging from mobile communications to paying off loan debt. It is possible to ensure the possibility of regular payments only if the wallet is replenished in a timely manner. For this, there are terminals, bank cards, cash desks of the SS Rapida Online, which are located in large shopping centers throughout the Russian Federation.

 

Repayment of debt on a loan

Clients of the payment system can deposit funds to a bank account to repay a loan without visiting a financial institution and with a minimum commission. There are numerous sales centers, cash desks, translation service salons, ATMs. For translation, you can use a visit to the branches of the Russian Post.

For repayment of debt commission on loans through self-service terminals, the Rapida payment system charges a commission of 1% of the payment. The minimum commission amount is 50 rubles. When using the services of Russian Post, the commission is 1.9%. The minimum commission amount is 50 rubles. Western Union commission - 3%.

What are the advantages of the Rapida service?

Prompt receipt of funds. The money is credited to the bank account within 24 hours.
Variety of payment methods.
Convenient terms of transfers. After the first replenishment, all information is saved in the form of a template and the client does not need to tell the cashier every time the bank details, account numbers and phone numbers.
The safety and reliability of each payment is guaranteed by the fact that all information enters the billing systems through secure communication channels.

Possibility to pay fines

To deposit money for traffic violations, Rapida offers three ways:

using the Rapida-online service, which allows you to deposit money anywhere where there is a global network. Payment is possible only if the details of the receiving party are available;
through mobile offices;
using self-service terminals of the payment system, as well as partner companies, a list of which can be found on the official PS portal.

Utilities: payment with a modern service

The entire list of utilities today can be paid with minimal loss of time and the need to visit post offices. Thanks to the service offered by the Rapida system, payments for gas, water and other services can be made through any terminal of a multi-thousand network, covering the entire territory of the Russian Federation. Payment is accepted at branches and cash desks, as well as through the online service. Registration on the companys website allows you to create an electronic wallet, with which money transfers will take two minutes a month.

Payment for tickets

To deposit funds when buying tickets for any type of transport, you can use the branches of the Leader platform, which is a partner of Rapida. Funds are accepted by the cash desks of the Svyaznoy and Euroset branches. The total number of payment terminals and branches throughout the country exceeds 20 thousand.

 

Payment for telecommunication services and cellular communication

All ATMs and branches of the Rapida payment platform can be used to pay for the services of operators, providers and service providers in the field of communications. One of the most convenient payment options is the Rapida Online service, the list of services of which, as well as the list of companies, is constantly expanding. In order to exclude the need for regular deposits of funds, the service "Automatic payment" is offered. After a one-time deposit of funds, the Rapida system will automatically transfer money to the beneficiarys account, regularly informing the payer. Similarly, you can replenish the subscriber accounts of all mobile operators in the Russian Federation, online games.

The Rapida service offers ample opportunities for clients. Among the advantages, it is necessary to highlight a wide network of self-service centers and company branches. Due to the presence of a processing center, all types of operations are carried out as quickly as possible and comply with international security requirements. All this allows the Rapida system to occupy a leading position in the list of national payment systems.